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FairBanking consultants

Charles Adriaenssens
• Market insight executive for 20 years, now Head of Financial Services at Ipsos MORI
• Directed research into customer financial management for three FairBanking reports
• BSc Mathematics and Applied Statistics, Oxford Brookes University

Martin Campbell
• Financial marketer focused on product research & development at Norwich Union
• Founder member of Virgin Direct management team, responsible for product design & PR
• Independent consultant to Pensions Policy Institute, Zopa, Google, Virgin Money and others

Liz Clarke
• Executive (Barclays Bank) and consultant (major UK FIs) on consumer credit solutions
• Designed database decision making tools for credit, pricing and complex relationships
• BSc Mathematics, Operational Research, Statistics and Economics, Warwick University

Paul Dolan
• Professor of Economics, Department of Social Policy, London School of Economics
• Developed measures of subjective well-being that can be used in policy setting
• Applied behavioural economics to understand and change individual behaviour

Antony Elliott
• FCIB, Group Risk Director at Abbey National for 10 years; founded FairBanking charity
• Insightful research on financial well-being and behaviour relating to personal finance
• BSc Banking, City University; MSc Operational Research, Imperial College

George Guernsey
• Bank executive (First Chicago strategy and finance) and advisor (Towers Perrin Europe)
• Entrepreneur: insurance investment bank, market intelligence service, banking products < br />• BA Economics and Political Science, Yale University; MBA Finance, Wharton

John Osborne
• IT Executive (Sun Microsystems and Fusion Systems) serving financial institutions
• Web services innovator: founded Parable Technologies supporting web-based virtual reality
• Designed user interfaces for innovative consumer banking and financial management products

Ivo Vlaev
• Senior Lecturer in behavioural sciences at Imperial College, London
• Extensive investigation of human judgement and decision-making involving risk
• DPhil (PhD) Experimental Psychology, University of Oxford (and St John’s College)