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Published by CSFI.
By: Antony Elliott

This report argues that the problems banks can cause when allowed to operate in the private sector without clear notions of the public good require a re-think of their role. Banks are beginning to offer products that help consumers manage their money, but the impact of these is low at present. At the same time, many consumers are focusing more on getting value for money. This changing environment means that the time is ripe for banks to offer products that are demonstrably in the interests of their customers.

                       Available to purchase


Over-indebtedness by misjudgement, published by CSFI.
By: Antony Elliott

Entitled Not waving but drowning: Over-indebtedness by misjudgement, the report is written by Antony Elliott, the group risk director at one of the UK’s biggest banking groups for many years.  In all, he makes 15 recommendations to ensure that borrowers do not exceed their affordable level of debt – whether by their own misjudgement or financial naiveté, or as a result of irresponsible temptation from lenders.

Available to download


By: Rob Parsons   Practical and life-changing, The Money Secret will totally revolutionise your attitude to money and show how it can either be the source of freedom and happiness or a burden of guilt and debt. When you have finished this powerful story you will want to cut up your credit cards forever and rid yourself of the power of the banks and lenders and advertisers who dupe us all into a spending frenzy based on false promises and slick delusions. As well as offering solutions this book will challenge the status quo and question current spending habits. Rich or poor, we have all at some time felt in despair about money and its power over our lives. Rob Parsons shows a new way forward which will change your life, focus your priorities and put you back in control.

Available to purchase here